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Press Release

January 5, 2008

Nevada Insurance Council Offers Homeowners Tips On Flood Damage

LAS VEGAS, January 5, 2008 – Due to heavy winds, rain and snow in Northern Nevada this weekend, many people might be left wondering what damage will be covered by their insurance policies. The Nevada Insurance Council, a nonprofit consumer education organization, wants to help consumers understand how insurance policies work.

“The first step is to contact your insurance company or read your policy to see if you have flood insurance.  Many people do not realize that flood insurance is provided as separate coverage under homeowners and renters policies,” said Dani Denton of the Nevada Insurance Council (NIC). “It is not automatically included with such policies.”

Denton noted that in Fernley, where thousands of people were evacuated Saturday when the levee was breached, a number of individual insurance companies will also be setting up emergency claim centers on site to help policyholders.

If you are a victim of a flood, inspect your home for damage, especially for cracks in foundations. Take pictures of damaged property and keep notes. Then, contact your insurance agent.

Although flood insurance is available through insurance companies, policies are underwritten and issued by the National Flood Insurance Program (NFIP as part of the Federal Emergency Management Agency)
Contacts for flood safety and insurance information include:

  • National Flood Insurance Program (888)CALL-FLOOD

For more information on how insurance works, please log on to the Nevada Insurance Council web site at www.nevadainsurancecouncil.com

“Our hearts go out to everyone affected by the damage,” said Denton. “By helping consumers understand what is covered by their policies and what is not, it’s our hope that the process will be as easy as possible to get people on the road to recovery.”


CONTACT: Dani Denton
702.437.9007

 

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